:root{--navy:#0B2A5B;--blue:#1F4FBF;--teal:#3DD6D0;--ink:#1d2533;--mut:#5b6577;--line:#e3e7ee;--bg:#f6f8fb}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}.wrap{max-width:1120px;margin:auto;padding:0 20px}.narrow{max-width:860px}
.top{position:sticky;top:0;background:#fffffff2;border-bottom:1px solid var(--line);z-index:9;backdrop-filter:blur(6px)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--navy)}
.brand b{display:block;letter-spacing:.04em;font-size:17px}.brand small{display:block;color:var(--mut);font-size:12px;line-height:1.2}
nav{display:flex;gap:22px;align-items:center}nav a{color:var(--navy);text-decoration:none;font-weight:500;font-size:15px}
.btn{display:inline-block;background:var(--navy);color:#fff!important;padding:12px 22px;border-radius:6px;text-decoration:none;font-weight:600;border:0;font-size:15px;cursor:pointer}
.btn:hover{background:var(--blue)}.btn.sm{padding:8px 16px}.btn.ghost{background:transparent;color:var(--navy)!important;border:1px solid var(--navy)}
.hero{background:linear-gradient(135deg,#fff 0%,#eef4fb 100%);padding:96px 0 88px;border-bottom:4px solid;border-image:linear-gradient(90deg,var(--teal),var(--blue)) 1}
.eyebrow{color:var(--blue);text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:600;margin:0}
h1{color:var(--navy);font-size:clamp(30px,4.6vw,48px);line-height:1.15;max-width:760px;margin:12px 0 18px}
.lead{font-size:18px;color:var(--mut);max-width:680px}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.sec{padding:80px 0}.alt{background:var(--bg)}h2{color:var(--navy);font-size:30px;margin:0 0 28px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.grid article{border:1px solid var(--line);border-top:3px solid var(--blue);border-radius:8px;padding:24px;background:#fff}
h3{color:var(--navy);margin:0 0 8px;font-size:18px}.grid p{margin:0;color:var(--mut)}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;counter-reset:s}
.steps li{counter-increment:s;background:#fff;border-radius:8px;padding:24px;border:1px solid var(--line)}
.steps li:before{content:counter(s,decimal-leading-zero);display:block;font-weight:700;font-size:26px;background:linear-gradient(90deg,var(--teal),var(--blue));-webkit-background-clip:text;background-clip:text;color:transparent}
.steps b{display:block;color:var(--navy)}.steps span{color:var(--mut);font-size:15px}
form{margin-top:24px}fieldset{border:1px solid var(--line);border-radius:8px;padding:20px 22px;margin:0 0 22px}
legend{font-weight:700;color:var(--navy);padding:0 6px}
label{display:block;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:14px}
input,select,textarea{display:block;width:100%;margin-top:6px;padding:11px 12px;border:1px solid #cdd4df;border-radius:6px;font:inherit;font-weight:400;color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--teal);border-color:var(--blue)}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.hint{margin:0 0 10px;color:var(--mut);font-size:14px}
.check{list-style:none;padding:0;margin:0}.check li{display:grid;grid-template-columns:28px 1fr auto;gap:10px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.check .n{color:var(--blue);font-weight:700}.sn{display:flex;gap:14px}.sn label{display:flex;gap:5px;align-items:center;margin:0;font-weight:500}
.sn input,.consent input{width:auto;margin:0}
.note{font-size:14px;color:var(--mut);font-style:italic;margin:14px 0 0}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--ink)}.consent input{margin-top:4px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
#msg{font-weight:600;margin-top:14px}#msg.ok{color:#11734b}#msg.err{color:#b42318}
footer{background:var(--navy);color:#cfd8e8;padding:36px 0;font-size:14px}footer a{color:#fff}footer b{color:#fff;letter-spacing:.04em}
.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
@media(max-width:720px){nav a:not(.btn){display:none}.f2{grid-template-columns:1fr}.hero{padding:64px 0}.sec{padding:56px 0}.brand small{display:none}.check li{grid-template-columns:24px 1fr}.sn{grid-column:2}}
.check li .up{grid-column:2/-1;margin:2px 0 0;font-size:13px;font-weight:500;color:var(--mut);display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.check li .up input{width:auto;margin:0;padding:4px;font-size:13px;border-style:dashed}
.legal{padding:56px 0}.legal h1{font-size:34px}.legal h2{font-size:21px;margin:30px 0 8px}.legal p,.legal li{color:#333}
.ph{background:#fff4cc;border:1px dashed #c9a400;padding:0 4px;border-radius:3px}
.tabs{display:flex;gap:6px;border-bottom:2px solid var(--line);margin-bottom:18px;overflow-x:auto}
.tabs button{flex:1;min-width:0;background:none;border:0;border-bottom:3px solid transparent;margin-bottom:-2px;padding:12px 10px;font:inherit;font-weight:600;color:var(--mut);cursor:pointer;text-align:center}
.tabs button[aria-selected=true]{color:var(--navy);border-bottom-color:var(--blue)}
.tabs small{font-weight:400}
.tabnav{display:flex;justify-content:space-between;gap:10px;margin-top:18px}.tabnav .btn{padding:10px 16px}
@media(max-width:720px){.tabs button{font-size:14px;padding:10px 6px}.tabs small{display:block}.tabnav .btn{width:100%;text-align:center}.tabnav span{display:none}}
.tabs,#contacto,section{scroll-margin-top:0}
.wa-float{position:fixed;right:18px;bottom:18px;z-index:20;width:48px;height:48px;border-radius:50%;background:#fff;color:#1f9d55;border:1px solid var(--line);box-shadow:0 4px 14px rgba(11,42,91,.15);display:flex;align-items:center;justify-content:center;transition:opacity .2s,transform .2s}
.wa-float:hover{color:#fff;background:#1f9d55}
.wa-float.oculto{opacity:0;pointer-events:none;transform:translateY(8px)}
@media(max-width:720px){.wa-float{width:42px;height:42px;right:12px;bottom:12px}}
/* ---- Móvil / navegación ---- */
html{scroll-padding-top:76px}
.menu-btn{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px;padding:0}
.menu-btn span{display:block;width:20px;height:2px;background:var(--navy);transition:transform .2s,opacity .2s}
.menu-btn[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-btn[aria-expanded=true] span:nth-child(2){opacity:0}
.menu-btn[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.m-only{display:none}
.barra{display:none}
.arriba{position:fixed;right:18px;bottom:78px;width:44px;height:44px;border-radius:50%;background:#fff;border:1px solid var(--line);color:var(--navy);text-decoration:none;display:flex;align-items:center;justify-content:center;font-size:20px;box-shadow:0 4px 14px rgba(11,42,91,.12);opacity:0;pointer-events:none;transition:opacity .2s;z-index:19}
.arriba.ver{opacity:1;pointer-events:auto}
.sn label{min-height:44px;padding:0 6px;cursor:pointer}
input[type=radio],input[type=checkbox]{width:20px;height:20px;accent-color:var(--blue)}
@media(max-width:720px){
 html{scroll-padding-top:64px}
 body{font-size:16px;padding-bottom:64px}
 .nav{height:56px}.brand img{width:32px;height:32px}.brand b{font-size:15px}
 .menu-btn{display:flex}
 nav{position:absolute;top:56px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 10px 24px rgba(11,42,91,.10);flex-direction:column;align-items:stretch;gap:0;padding:6px 16px 14px;display:none}
 nav.abierto{display:flex}
 nav a,nav a:not(.btn){display:flex;align-items:center;min-height:48px;padding:0 4px;border-bottom:1px solid var(--line);font-size:16px}
 nav a.btn{justify-content:center;margin-top:10px;border:0;min-height:48px}
 .m-only{display:flex}
 .btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center}
 .cta .btn{flex:1 1 100%}
 h1{font-size:30px}.lead{font-size:17px}h2{font-size:25px;margin-bottom:20px}
 .wrap{padding:0 16px}fieldset{padding:16px 14px}
 input,select,textarea{font-size:16px;min-height:48px}textarea{min-height:110px}
 .tabs{position:sticky;top:56px;background:#fff;z-index:5;margin:0 -16px 16px;padding:0 8px}
 .tabs button{min-height:52px}
 .check li{display:block;border:1px solid var(--line);border-radius:10px;padding:12px;margin-bottom:10px;background:#fff}
 .check li .n{display:inline-block;min-width:26px}.check li .t{display:inline}
 .sn{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:10px}
 .sn label{justify-content:center;border:1px solid #cdd4df;border-radius:8px;min-height:48px;font-size:16px;font-weight:600}
 .sn label:has(input:checked){background:#eef4fb;border-color:var(--blue);color:var(--navy)}
 .check li .up{margin-top:10px;display:block}.check li .up input{width:100%;min-height:44px;margin-top:4px}
 .consent{font-size:15px}.consent input{flex:0 0 22px;height:22px}
 form .btn[type=submit]{width:100%}
 footer{padding-bottom:28px}footer a{display:inline-block;padding:6px 0}
 .wa-float{display:none}
 .arriba{display:none}
 .barra{display:grid;grid-template-columns:1fr 1fr 52px;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:30;background:#fffffff5;border-top:1px solid var(--line);padding:8px 10px calc(8px + env(safe-area-inset-bottom));backdrop-filter:blur(6px)}
 .barra a{display:flex;align-items:center;justify-content:center;min-height:44px;border-radius:8px;text-decoration:none;font-weight:600;font-size:15px;border:1px solid var(--navy);color:var(--navy)}
 .barra .b-main{background:var(--navy);color:#fff}
 .barra .b-top{font-size:20px;border-color:var(--line)}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media(max-width:720px){.brand{min-height:44px}.check li .up input,input[type=file]{font-size:16px}}